Generali, an insurance and asset management provider, offers a guaranteed life protection benefit with 100 premiums, called BeSMART. In a statement in Jakarta on Monday, Generali Indonesia CEO Edy Tuhirman said, "Coinciding with Generali Indonesia's 14th anniversary and also in order to start the momentum of Independence Day this year, we present BeSMART innovation as a form of our commitment to assisting customers and the community in the midst of uncertainty." BeSMART is the latest in the BeSMART series of innovative protection solutions after Generali previously launched BeSMART Link and BeSMART Link Syariah in early 2022. Edy said that BeSMART answered the protection needs of people who wanted certain life protection benefits and provided 100 percent of the premium back with a claim or no claim. "The definite benefit of BeSMART is that it is a breakthrough for people who are intelligent and who want to be free from worry to move forward without hesitation with full enthusiasm in living life," he said.
In addition, this product also features customized health benefits with worldwide coverage, critical illness protection, and other additional benefits. BeSMART also provides a choice of the desired premium payment term with a protection period of up to 100 years. On the same occasion, celebrities, entrepreneurs, and healthy lifestyle activists who are also customers of Generali, argue that in the midst of the current financial condition, people must be smart in designing preparations and ensuring the best for their families, including in terms of life and health protection. health.
"Currently, my family and I already have protection from Generali, and the presence of BeSMART makes us more confident that Generali is not just presenting products, but faithfully accompanying its customers in anticipating risks in various conditions," said Andrew White. People can use the iPropose application and can consult online with more than 10,000 Generali professional agents spread across various regions in Indonesia to choose their protection needs and to make their first online premium payment.
In addition, through the Gen iClick application, customers can make policy transactions more easily. One of them is the submission of online claims to the 'Doctor Leo' telemedicine feature, where customers and their families can consult online with professional doctors for free. This feature also allows customers to redeem prescriptions online and have medicines delivered directly to their homes. the growth in insurance needs is also increasing, along with the presence of increasing public awareness since the beginning of the pandemic until now. According to data from the Indonesian Life Insurance Association, the number of policyholders was recorded at 17.4 percent, and the number of insureds grew by 18.1 percent to 75.45 million industrially. In addition, based on Generali's claim data, during the first semester of 2022 Generali has embarked on claims of more than Rp521 billion, including an increase in health claims of 45 percent (yoy) compared to the previous year. This indicates that life and health protection are very much needed, especially with the emergence of various new variants of COVID-19 and also other viruses such as monkey pox and so on.
